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Getting a Free Experian Credit Report
Experian, along with Transunion and Equifax, is one of the three major credit bureaus. Experian offers access to your free credit report through the ubiquitous website freecreditreport.com. However, you must pay an extra fee to view your Experian credit score.
As your credit score is the main factor creditor's consider before granting credit, you may want to consider either purchasing your credit score at freecreditreport.com or visiting Privacy Matters. At Privacy Matters, you can get free access to all your credit reports and scores for free when you sign up for a seven day trial of their credit monitoring product. Currently, Privacy Matters is the only free credit report offer that provides free access to your credit scores online. You can learn more about getting your free Experian credit report and score from Privacy Matters at their website.
Hopefully, when you review your Experian credit report there will be no errors. In the event you do find an error, there are a number of ways you can attempt to correct any inaccuracies.
First, you can contact them by phone at
You can also dispute errors on your credit report online at http://www.experian.com/disputes2/basics/howtodispute.html
Should you need to dispute information on your Experian credit report, you will need to present them with some or all of the following information.
- Your Experian credit file number
- Your Social Security number
- Your Date of birth
- Your Current address as well as other recent addresses if you have moved in the past two years.
- Company name of the disputed item
- Account number of the disputed item
- Reason for your dispute, i.e. not your account, account paid off etc.
To get your free three bureau credit report with free credit scores, visit Privacy Matters today. To simply get your free Experian credit report, visit freecreditreport.com
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